Insurance
Affordable Mental Health Care, Because Healing Shouldn’t Wait.
Insurance
Making Therapy Accessible and Affordable
Payment
- Aetna
- Blue Cross Blue Shield
- Cigna
- Optum
- United Healthcare
- Private Pay
- Medicaid
- Ambetter
Cancellation Policy
Your appointment time is reserved just for you.
If you need to cancel or reschedule, please notify us at least 24 hours in advance.
Missed appointments or late cancellations may be subject to a no-show fee.
Common Questions
Coverage & Insurance FAQs
Yes. We’re in-network with Aetna, Blue Cross Blue Shield, Cigna, Optum/United, Medicaid, and Ambetter. If your plan isn’t listed, we can verify benefits or discuss private pay.
Your cost depends on your copay/coinsurance and whether your deductible has been met. We’ll check benefits for you and let you know your estimated out-of-pocket cost.
A deductible is the amount you pay before insurance starts sharing costs. Until it’s met, you’ll pay the allowed rate for sessions; after that, you typically pay a copay or coinsurance.
Most plans cover telehealth the same as in-office therapy, but coverage can vary. We’ll confirm this with your plan during benefits verification.
Many plans cover family/couples therapy when it’s part of a client’s treatment plan and diagnosis. Some plans exclude it. We’ll check your benefits and advise on coverage.
Often no, but some employer plans and Medicaid products do require it. We’ll let you know if your plan needs a referral/pre-auth and help you through the steps.
You can still be seen. We can provide a superbill so you may request out-of-network reimbursement from your insurer (amounts vary by plan).
Yes. Most mental health services are HSA/FSA-eligible. Save your receipts or statements for your records.
No. Insurance doesn’t cover no-shows/late cancellations. Per our policy, these fees are the client’s responsibility.
Claims typically include a diagnosis (if required) and CPT codes such as 90791 (intake), 90834/90837 (individual therapy), and 90847 (family). Telehealth claims may include appropriate modifiers. We handle this for you.
Contact Us
Get in touch with us
956-667-1035
ns@newbeginnings.us